Opening a business bank account in Morocco has long been a drawn-out affair, with weeks of paperwork, branch visits, and opaque fees. A pan-African fintech is now betting it can reduce that entire process to ten minutes.
Zazu, a pan-African digital bank serving small and medium-sized enterprises, has partnered with Visa to launch a digital business account for Moroccan entrepreneurs and small businesses. The partnership embeds Visa into Zazu's rebundled financial operating system for SMEs, offering the core utility of a bank, including accounts, cards, and transfers, and enabling Zazu to issue Visa Business cards to Moroccan SMEs while plugging into Visa's global payments infrastructure.
The partnership was unveiled during GITEX Africa 2026 in Marrakech, and positions the product as Morocco's first fully online professional account for entrepreneurs and SMEs.
The product is already gaining traction ahead of its public launch. More than 300 businesses are already on board, including Jobzyn, Auto24, Yakeey, and Votre Chauffeur. ma and accounts can be opened in just 10 minutes.
The offering is structured around a three-way partnership. Zazu provides the underlying financial operating system and shapes the end-user experience. Visa contributes its global payments network, enabling secure card issuance and transaction processing. Chari, the Moroccan fintech infrastructure provider, brings its payment licence, local regulatory expertise, and on-the-ground market knowledge, ensuring compliance with Moroccan financial regulations.
Beyond accounts, the platform is designed as a comprehensive financial hub. Features include integrated invoicing that lets users create and send invoices in under a minute, payment links to accelerate collections without sharing bank account details, and real-time expense tracking with customisable team roles and permissions. Visa Business cards for entire teams are expected to be introduced progressively in the coming weeks.
The partnership comes four months after Zazu raised $1 million in pre-seed funding to support its rollout in South Africa and Morocco and lay the foundation for broader pan-African expansion. Co-founder Germain Bahri said: "Too many entrepreneurs waste time chasing their advisor, navigating overly complex interfaces, or disputing surprise fees. Zazu simplifies their day-to-day banking."
Founded in 2024 by Rinse Jacobs and Germain Bahri, both former Solarisbank executives, Zazu is positioning itself as a "Mercury-style" banking experience for Africa, built around API-driven integrations to connect with tools such as bookkeeping, tax management, payroll, and cap-table management. The company is backed by Plug and Play, Bell Ventures, and Ryad Ventures.
Morocco, which now hosts Africa's largest tech gathering and has one of the continent's most mature banking ecosystems, remains paradoxically underserved for digital-first SME banking, a gap Zazu is now moving decisively to fill.
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